KIRAPAY v1.1 introduces a suite of updates designed to make global payments feel simpler and more secure for merchants and customers alike. Whether you're a freelancer, creator, online business, or merchant, this update focuses on three core improvements: stronger security, clearer payment confirmation, and smoother checkout experiences.

Understanding Payment Security with Passkeys

Passwords remain one of the biggest security vulnerabilities online. People reuse them, forget them, or fall victim to phishing attacks. KIRAPAY v1.1 introduces Passkey authentication powered by the WebAuthn standard, replacing traditional passwords with biometric and device-based authentication.

Instead of entering a password, merchants can securely sign in using:

• Face ID

• Fingerprint

• Device PIN

• Hardware security keys

Passkeys are stored securely on your device and are designed to eliminate risks like phishing and unauthorized account access. The experience is also significantly faster—opening your dashboard and authenticating takes seconds.

Passkeys For Sensitive Account Changes

Beyond login, passkeys protect critical account operations. When you change sensitive settings like your settlement wallet address, KIRAPAY requires passkey verification before processing the change. This prevents unauthorized fund redirection, even if someone gains access to your password. Only you can authorize where your payments are received.

Staying Informed With Instant Payment Alerts

For merchants managing payments throughout the day, staying informed about account activity is critical. KIRAPAY v1.1 introduces instant email alerts that notify you whenever significant events occur—payment confirmations and failures, account security updates like identity verification and password changes, and system notifications like webhook delivery issues.

This real-time visibility is especially valuable for merchants and creators who need to stay informed about payment status, account security, and integration health throughout the day.

Providing Clear Payment Confirmation

Crypto payments have historically lacked something traditional payments provide: clear, immediate confirmation. KIRAPAY v1.1 introduces a new customer-facing Payment Receipt screen that appears immediately after a successful transaction.

The receipt displays:

• Amount paid

• Token used

• Merchant details

• Timestamp

• Transaction status

This serves two important purposes. First, it reassures customers that their payment was successfully completed. Second, it acts as proof of payment that customers can show directly to merchants—especially useful for QR-code payments in stores and real-world checkout flows.

Supporting Flexible Payment Options

Different merchants operate in different contexts. KIRAPAY v1.1 supports both crypto and fiat pricing through flexible payment links.

Merchants can now list prices in either crypto or fiat while still receiving settlement in their preferred token.

An NFT marketplace listing a digital collectible for 2 ETH prices it directly in crypto. Buyers understand the value in blockchain terms and pay from their wallets instantly. A freelancer in Nigeria invoicing a client abroad prices their work at $500 USD Fiat currency their international customer understands. Both receive settlement in their preferred payment option, while their customers pay in the currency that makes sense to them.

The key is choosing what your audience expects. Crypto-native marketplaces list in crypto. Real-world services and goods list in local fiat currency. Either way, KIRAPAY handles the complexity in the background—conversion, routing, and settlement all happen transparently.

This approach provides:

• Clearer pricing for customers

• Easier onboarding for non-crypto users

• More flexible checkout experiences

• Smoother global payment flows

The customer pays how they want. The merchant receives what they want. KIRAPAY handles the complexity in the background.

Most people do not care about chains, bridges, or gas fees. They want payments to work seamlessly. KIRAPAY v1.1 is another step toward building cross-chain payments that feel invisible to users—payments that simply work, without friction or complexity.

Getting Started

Explore KIRAPAY v1.1 at: https://dashboard.kira-pay.com/